These are the Terms and Conditions governing the use of the Talosmart website and its associated services, which can be accessed at www.talosmart.com. By using this website or availing our services, you agree to abide by these terms and conditions. If you do not agree with any part of these Talosmart Standard Terms and Conditions, please refrain from using this website or requesting our services. Make sure you also read Talosmart Policy available at www.talosmart.com/Policy

1. Intellectual Property Rights:

• All intellectual property rights and materials on this website, as well as those related to websites and apps developed or maintained by Talosmart, are owned by Talosmart and/or its licensors.
• Users are granted a limited license solely for the purpose of viewing the materials on this website.

2. Restrictions:

• Users are explicitly prohibited from:
  • Publishing any Talosmart materials in any other media.
  • Selling, sublicensing, or otherwise commercializing any Talosmart materials.
  • Publicly performing or displaying any Talosmart materials.
  • Using this website in any manner that may be damaging to Talosmart.
  • Using this website in any way that affects user access to this website.
  • Using this website in violation of applicable laws and regulations, or in a manner that may harm Talosmart, individuals, or businesses.
  • Engaging in data mining, data harvesting, data extraction, or any other similar activities related to this website.
  • Using this website for advertising or marketing purposes.
• Talosmart may further restrict access to certain areas of this website at its discretion.
• User IDs and passwords for this website are confidential and must be kept secret.

3. Refunds:

• Talosmart does not provide refunds for any reason. Further details can be found in Our Policies.

4. Your Content:

• "Your Content" refers to any audio, video, text, images, or other material you choose to display on this website. By displaying Your Content, you grant Talosmart a non-exclusive, worldwide, irrevocable, sublicensable license to use, reproduce, adapt, publish, translate, and distribute it in any and all media.
• Your Content must be your own and must not infringe on any third-party rights. Talosmart reserves the right to remove any of Your Content from this website at any time without notice.

5. No Warranties:

• This website is provided "as is," with all faults, and Talosmart makes no representations or warranties of any kind related to this website or the materials contained on this website. Additionally, nothing on this website should be construed as advice.

6. Limitation of Liability:

• In no event shall Talosmart, its officers, directors, or employees be held liable for any issues arising from your use of this website, whether under contract or not. This includes indirect, consequential, or special liabilities.

7. Indemnification:

• You agree to indemnify Talosmart to the fullest extent from and against any and all liabilities, costs, demands, causes of action, damages, and expenses related to your breach of any of the provisions of these Terms.

8. Severability:

• If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.

9. Variation of Terms:

• Talosmart is permitted to revise these Terms at any time as it deems fit. By using this website, you are expected to regularly review these Terms.

10. Assignment:

• Talosmart is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

11. Entire Agreement:

• These Terms constitute the entire agreement between Talosmart and you regarding your use of this website and patronage of our services. They supersede all prior agreements and understandings.

12. Governing Law & Jurisdiction:

• These Terms will be governed by and interpreted in accordance with the laws of Lagos State, Nigeria. You submit to the non-exclusive jurisdiction of the state and federal courts located in Nigeria for the resolution of any disputes.